{"id":151857,"date":"2023-08-10T11:26:17","date_gmt":"2023-08-10T04:26:17","guid":{"rendered":"https:\/\/www.aseansc.com.vn\/?p=151857"},"modified":"2023-08-10T11:26:17","modified_gmt":"2023-08-10T04:26:17","slug":"fire-doc-lap-tai-chinh-nghi-huu-som","status":"publish","type":"post","link":"https:\/\/www.aseansc.com.vn\/en\/fire-doc-lap-tai-chinh-nghi-huu-som\/","title":{"rendered":"FIRE – N\u1edf r\u1ed9 xu h\u01b0\u1edbng \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm"},"content":{"rendered":"

Mong mu\u1ed1n l\u00e0m ch\u1ee7 cu\u1ed9c s\u1ed1ng bao g\u1ed3m kh\u00eda c\u1ea1nh ti\u1ec1n b\u1ea1c, nhi\u1ec1u ng\u01b0\u1eddi \u0111ang ng\u00e0y c\u00e0ng n\u1ed7 l\u1ef1c \u0111\u1ec3 \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm.\u00a0<\/span><\/i><\/p>\n

Th\u00f4ng \u0111i\u1ec7p h\u00e3y l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9, ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ec1n c\u1ee7a b\u1ea1n, ngh\u1ec9 h\u01b0u v\u00e0o kho\u1ea3ng 65 tu\u1ed5i, cu\u1ed1i c\u00f9ng b\u1ea1n c\u00f3 th\u1ec3 ngh\u1ec9 h\u01b0u v\u00e0 t\u1eadn h\u01b0\u1edfng th\u00e0nh qu\u1ea3 c\u1ee7a nh\u1eefng n\u1ed7 l\u1ef1c c\u1ee7a m\u00ecnh \u0111\u00e3 l\u00e0 ch\u00e2m ng\u00f4n s\u1ed1ng v\u1edbi nhi\u1ec1u th\u1ebf h\u1ec7 \u0111i tr\u01b0\u1edbc. M\u1eb7c d\u00f9 \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 hi\u1ec7u qu\u1ea3 v\u1edbi m\u1ed9t s\u1ed1 ng\u01b0\u1eddi, nh\u01b0ng nh\u1eefng ng\u01b0\u1eddi kh\u00e1c \u0111ang \u0111\u1eb7t c\u00e2u h\u1ecfi v\u1ec1 c\u00e2u chuy\u1ec7n c\u0169 n\u00e0y. C\u00f3 nh\u1ea5t thi\u1ebft ph\u1ea3i l\u00e0m vi\u1ec7c \u0111\u1ebfn 65 tu\u1ed5i kh\u00f4ng? T\u1ea1i sao ph\u1ea3i \u0111\u1ee3i \u0111\u1ebfn khi ngh\u1ec9 h\u01b0u m\u1edbi l\u00e0m nh\u1eefng vi\u1ec7c b\u1ea1n mu\u1ed1n l\u00e0m? Nh\u1eefng ng\u01b0\u1eddi kh\u00e1c \u0111\u1eb7t c\u00e2u h\u1ecfi t\u1ea1i sao ngh\u1ec9 h\u01b0u l\u00e0 c\u1ea7n thi\u1ebft. N\u1ebfu b\u1ea1n y\u00eau th\u00edch nh\u1eefng g\u00ec b\u1ea1n l\u00e0m, b\u1ea1n th\u1eadm ch\u00ed c\u00f3 mu\u1ed1n ngh\u1ec9 h\u01b0u kh\u00f4ng?\u00a0<\/span><\/p>\n

V\u00e0 \u0111\u00f3 c\u0169ng l\u00e0 l\u00fd do t\u1ea1i sao kh\u00e1i ni\u1ec7m FIRE ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn hi\u1ec7n nay. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch \u0111\u1ea1t \u0111\u01b0\u1ee3c \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh v\u00e0 ngh\u1ec9 h\u01b0u s\u1edbm t\u1eeb khi c\u00f2n r\u1ea5t tr\u1ebb.\u00a0<\/span><\/p>\n

Phong tr\u00e0o FIRE l\u00e0 g\u00ec?<\/span><\/h2>\n

FIRE l\u00e0 vi\u1ebft t\u1eaft c\u1ee7a Financial Independence, Retire Early (\u0110\u1ed9c l\u1eadp T\u00e0i ch\u00ednh, Ngh\u1ec9 h\u01b0u S\u1edbm). \u0110\u00f3 l\u00e0 m\u1ed9t phong tr\u00e0o b\u1eaft \u0111\u1ea7u t\u1eeb n\u0103m 1992 khi t\u00e1c gi\u1ea3 Vicki Robin v\u00e0 Joe Dominguez \u0111\u00e3 s\u1eed d\u1ee5ng thu\u1eadt ng\u1eef n\u00e0y trong cu\u1ed1n s\u00e1ch c\u1ee7a h\u1ecd \u201cYour Money or Your Life\u201d. Cu\u1ed1n s\u00e1ch n\u00e0y \u0111\u00e3 g\u1ee3i \u00fd \u0111\u1ed9c gi\u1ea3 \u0111\u1eb7t c\u00e2u h\u1ecfi v\u1ec1 c\u00e1ch b\u1ea3n th\u00e2n ngh\u0129 v\u1ec1 ti\u1ec1n v\u00e0 gi\u00e1 tr\u1ecb c\u1ee7a ch\u00fang. \u0110\u1ed9c gi\u1ea3 c\u0169ng c\u1ea7n suy ngh\u0129 v\u1ec1 nh\u1eefng g\u00ec trong cu\u1ed9c s\u1ed1ng m\u00e0 h\u1ecd s\u1eb5n s\u00e0ng \u0111\u00e1nh \u0111\u1ed5i \u0111\u1ec3 ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n.\u00a0<\/span><\/p>\n

\u0110\u1ed9c l\u1eadp t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i l\u00e0 tr\u1edf n\u00ean gi\u00e0u c\u00f3, m\u00e0 l\u00e0 x\u00e1c \u0111\u1ecbnh nh\u1eefng g\u00ec b\u1ea1n c\u1ea7n \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u1ee7a b\u1ea3n th\u00e2n. \u0110\u00f3 c\u0169ng l\u00e0 c\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ea3m b\u1ea3o v\u1ec1 t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 \u0111\u1ee7 kh\u1ea3 n\u0103ng t\u00e1ch kh\u1ecfi kh\u1ecfi gu\u1ed3ng quay l\u00e0m vi\u1ec7c t\u1eeb 8 gi\u1edd s\u00e1ng \u0111\u1ebfn 5 gi\u1edd chi\u1ec1u. \u0110\u00f3 l\u00e0 vi\u1ec7c chi ti\u00eau c\u00f3 m\u1ee5c \u0111\u00edch thay v\u00ec ti\u00eau x\u00e0i thi\u1ebfu suy ngh\u0129.\u00a0<\/span><\/p>\n

\"<\/p>\n

FIRE d\u00e0nh cho ai?<\/span><\/h2>\n

FIRE d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed9c l\u1eadp v\u1ec1 t\u00e0i ch\u00ednh v\u00e0\/ho\u1eb7c ngh\u1ec9 h\u01b0u s\u1edbm<\/a>. N\u00f3 d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi mu\u1ed1n ki\u1ec3m so\u00e1t c\u00e1ch h\u1ecd s\u1eed d\u1ee5ng th\u1eddi gian v\u00e0 ti\u1ec1n b\u1ea1c, \u0111\u1ed3ng th\u1eddi t\u1ed1i \u01b0u h\u00f3a chi ph\u00ed v\u00e0 ti\u1ebft ki\u1ec7m c\u00e0ng nhi\u1ec1u ti\u1ec1n c\u00e0ng t\u1ed1t.\u00a0<\/span><\/p>\n

Nh\u1eefng ng\u01b0\u1eddi theo \u0111u\u1ed5i FIRE th\u01b0\u1eddng mong mu\u1ed1n c\u00f3 \u0111\u1ee7 thu nh\u1eadp \u0111\u1ec3 trang tr\u1ea3i c\u00e1c nhu c\u1ea7u v\u00e0 nh\u1eefng mong mu\u1ed1n c\u00e1 nh\u00e2n m\u00e0 kh\u00f4ng ph\u1ea3i d\u1ef1a v\u00e0o ngu\u1ed3n thu nh\u1eadp h\u00e0ng th\u00e1ng. M\u1ee5c ti\u00eau t\u1ed5ng th\u1ec3 l\u00e0 t\u00edch l\u0169y \u0111\u1ee7 t\u00e0i s\u1ea3n \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 ngh\u1ec9 h\u01b0u s\u1edbm m\u00e0 v\u1eabn duy tr\u00ec \u0111\u01b0\u1ee3c l\u1ed1i s\u1ed1ng c\u00e1 nh\u00e2n. Nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1eb7t m\u1ee5c ti\u00eau ngh\u1ec9 h\u01b0u t\u1eeb 30 \u0111\u1ebfn 50 tu\u1ed5i.\u00a0<\/span><\/p>\n

C\u00e1ch FIRE ho\u1ea1t \u0111\u1ed9ng<\/span><\/h2>\n

Khi thi\u1ebft k\u1ebf ph\u01b0\u01a1ng ph\u00e1p FIRE c\u00e1 nh\u00e2n, h\u00e3y t\u00ednh xem b\u1ea1n c\u1ea7n bao nhi\u00eau thu nh\u1eadp \u0111\u1ec3 duy tr\u00ec l\u1ed1i s\u1ed1ng c\u1ee7a m\u00ecnh khi ngh\u1ec9 h\u01b0u. Sau \u0111\u00f3 quy\u1ebft \u0111\u1ecbnh khi n\u00e0o b\u1ea1n mu\u1ed1n ngh\u1ec9 h\u01b0u. N\u1ebfu b\u1ea1n c\u1ea7n 200 tri\u1ec7u trang tr\u1ea3i chi ph\u00ed trong 1 n\u0103m v\u00e0 mu\u1ed1n ngh\u1ec9 h\u01b0u tr\u01b0\u1edbc 40 tu\u1ed5i, k\u1ebf ho\u1ea1ch c\u1ee7a b\u1ea1n s\u1ebd kh\u00e1c nhi\u1ec1u so v\u1edbi m\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 s\u1ed1ng v\u1edbi 130 tri\u1ec7u\/n\u0103m v\u00e0 v\u1ec1 h\u01b0u \u1edf tu\u1ed5i 50.\u00a0<\/span><\/p>\n

Nh\u1eefng ng\u01b0\u1eddi mu\u1ed1n ngh\u1ec9 h\u01b0u s\u1edbm th\u01b0\u1eddng c\u1ed1 g\u1eafng c\u1eaft gi\u1ea3m chi ph\u00ed \u0111\u1ed3ng th\u1eddi ti\u1ebft ki\u1ec7m c\u00e0ng nhi\u1ec1u thu nh\u1eadp c\u00e0ng t\u1ed1t.\u00a0 \u0110\u1ec3 c\u1eaft gi\u1ea3m chi ph\u00ed, h\u00e3y s\u1eed d\u1ee5ng c\u00e1c chi\u1ebfn l\u01b0\u1ee3c nh\u01b0 mua \u0111\u1ed3 c\u0169 thay v\u00ec \u0111\u1ed3 m\u1edbi. Ch\u1ec9 mua nh\u1eefng g\u00ec b\u1ea1n c\u1ea7n thay v\u00ec mua m\u1ecdi th\u1ee9 b\u1ea1n mu\u1ed1n v\u00e0 h\u1ecdc c\u00e1ch t\u1ef1 l\u00e0m nhi\u1ec1u d\u1ef1 \u00e1n c\u1ea3i thi\u1ec7n nh\u00e0 c\u1eeda thay v\u00ec tr\u1ea3 ti\u1ec1n cho ng\u01b0\u1eddi kh\u00e1c l\u00e0 hai c\u00e1ch ti\u1ebfp c\u1eadn kh\u00e1c.\u00a0<\/span><\/p>\n

V\u1ec1 kh\u00eda c\u1ea1nh ti\u1ebft ki\u1ec7m, nhi\u1ec1u ng\u01b0\u1eddi tham gia FIRE h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 t\u1eeb 50% \u0111\u1ebfn 75% thu nh\u1eadp c\u1ee7a h\u1ecd. \u0110\u1ec3 t\u0103ng thu nh\u1eadp, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ki\u1ebfm th\u00eam m\u1ed9t c\u00f4ng vi\u1ec7c b\u00e1n th\u1eddi gian.\u00a0<\/span><\/p>\n

\"<\/p>\n

\u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a FIRE<\/b><\/h2>\n\n\n\n\n\n\n
\u01afu \u0111i\u1ec3m<\/span><\/td>\nNh\u01b0\u1ee3c \u0111i\u1ec3m<\/span><\/td>\n<\/tr>\n
An ninh t\u00e0i ch\u00ednh: Khi b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 an to\u00e0n v\u1ec1 t\u00e0i ch\u00ednh, b\u1ea1n c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 trang tr\u1ea3i c\u00e1c chi ph\u00ed c\u1ee7a m\u00ecnh m\u00e0 kh\u00f4ng c\u1ea7n d\u1ef1a v\u00e0o c\u00f4ng vi\u1ec7c 8-5 c\u1ee7a m\u00ecnh.<\/span><\/td>\nKh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c: \u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi l\u01b0\u01a1ng \u0111\u1ee7 s\u1ed1ng, v\u00e0 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebft ki\u1ec7m,m\u1ee5c ti\u00eau FIRE th\u01b0\u1eddng r\u1ea5t kh\u00f3 \u0111\u1ea1t \u0111\u01b0\u1ee3c.<\/span><\/td>\n<\/tr>\n
D\u00e0nh th\u1eddi gian cho \u0111am m\u00ea: Kh\u00f4ng c\u00f3 g\u00ec qu\u00fd h\u01a1n th\u1eddi gian. Khi \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, b\u1ea1n c\u00f3 th\u1ec3 d\u00e0nh nhi\u1ec1u th\u1eddi gian h\u01a1n \u0111\u1ec3 l\u00e0m nh\u1eefng \u0111i\u1ec1u b\u1ea3n th\u00e2n th\u00edch. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 b\u1eaft \u0111\u1ea7u 1 c\u00f4ng vi\u1ec7c m\u1edbi, \u0111i du l\u1ecbch ho\u1eb7c v\u1ec1 nh\u00e0 th\u0103m gia \u0111\u00ecnh.<\/span><\/td>\nR\u1ee7i ro: N\u1ebfu ngh\u1ec9 h\u01b0u s\u1edbm m\u00e0 kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch c\u1ee5 th\u1ec3, b\u1ea1n s\u1ebd g\u1eb7p r\u1ea5t nhi\u1ec1u th\u1eed th\u00e1ch v\u1edbi nh\u1eefng chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe ngo\u00e0i d\u1ef1 ki\u1ebfn, kho\u1ea3n \u0111\u1ea7u t\u01b0 k\u00e9m hi\u1ec7u qu\u1ea3.\u00a0<\/span><\/td>\n<\/tr>\n
\u00cdt c\u0103ng th\u1eb3ng h\u01a1n: N\u00f3i l\u1eddi t\u1ea1m bi\u1ec7t v\u1edbi c\u00f4ng vi\u1ec7c b\u1ea1n kh\u00f4ng th\u00edch ph\u1ea3i d\u1eady s\u1edbm v\u00e0 \u0111i l\u00e0m xa c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n b\u1ecf l\u1ea1i m\u1ed9t s\u1ed1 c\u0103ng th\u1eb3ng h\u00e0ng ng\u00e0y. Ngo\u00e0i ra, bi\u1ebft r\u1eb1ng b\u1ea1n c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 t\u1ef1 ch\u0103m s\u00f3c b\u1ea3n th\u00e2n s\u1ebd gi\u00fap gi\u1ea3m ph\u1ea7n l\u1edbn c\u0103ng th\u1eb3ng \u201cc\u01a1m \u00e1o g\u1ea1o ti\u1ec1n\u201d trong cu\u1ed9c s\u1ed1ng.\u00a0<\/span><\/td>\nNgh\u1ec9 h\u01b0u s\u1edbm c\u00f3 th\u1ec3 kh\u00f4ng d\u00e0nh cho b\u1ea1n: Sau nhi\u1ec1u n\u0103m l\u00e0m vi\u1ec7c, b\u1ea1n c\u00f3 th\u1ec3 s\u1ebd ch\u00e1n c\u1ea3nh ph\u1ea3i d\u1eady s\u1edbm v\u00e0 \u0111\u1ed1i di\u1ec7n v\u1edbi nh\u1eefng nhi\u1ec7m v\u1ee5 h\u00e0ng ng\u00e0y. Tuy nhi\u00ean, \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 ngh\u1ec9 h\u01b0u s\u1edbm ph\u00f9 h\u1ee3p v\u1edbi b\u1ea1n.\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

M\u1eb9o \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh s\u1edbm h\u01a1n<\/span><\/h2>\n
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  • Trao \u0111\u1ed5i v\u1edbi chuy\u00ean gia t\u00e0i ch\u00ednh: \u0110\u1ec3 gi\u00fap b\u1ea1n b\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh \u0111\u1ebfn v\u1edbi FIRE, h\u00e3y c\u00e2n nh\u1eafc g\u1eb7p g\u1ee1 m\u1ed9t c\u1ed1 v\u1ea5n t\u00e0i ch\u00ednh. Chuy\u00ean gia n\u00e0y c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n l\u1eadp ng\u00e2n s\u00e1ch v\u00e0 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm.\u00a0<\/span><\/li>\n
  • T\u00edch g\u00f3p nhi\u1ec1u ti\u1ec1n h\u01a1n: B\u1ea1n c\u00e0ng ti\u1ebft ki\u1ec7m nhi\u1ec1u, b\u1ea1n c\u00e0ng c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau FIRE nhanh h\u01a1n. T\u1ef1 tay l\u00ean k\u1ebf ho\u1ea1ch v\u00e0 trang tr\u00ed nh\u00e0 c\u1eeda thay v\u00ec thu\u00ea ngo\u00e0i. H\u00e3y \u0111i ph\u01b0\u01a1ng ti\u1ec7n c\u00f4ng c\u1ed9ng thay v\u00ec l\u00e1i \u00f4 t\u00f4. N\u1ea5u \u0103n t\u1ea1i nh\u00e0 thay v\u00ec \u0111i \u0103n ngo\u00e0i h\u00e0ng. Lo\u1ea1i b\u1ecf m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 m\u00e0 b\u1ea1n kh\u00f4ng d\u00f9ng nhi\u1ec1u. B\u1ea1n th\u1eadm ch\u00ed c\u00f3 th\u1ec3 xem x\u00e9t chuy\u1ec3n \u0111\u1ebfn m\u1ed9t khu v\u1ef1c c\u00f3 chi ph\u00ed sinh ho\u1ea1t th\u1ea5p h\u01a1n.\u00a0<\/span><\/li>\n
  • T\u0103ng thu nh\u1eadp: T\u00ecm ki\u1ebfm c\u01a1 h\u1ed9i \u0111\u1ec3 s\u1ed1 ti\u1ec1n b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c h\u00e0ng th\u00e1ng t\u0103ng tr\u01b0\u1edfng theo th\u1eddi gian. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 b\u1eaft \u0111\u1ea7u m\u1ed9t c\u00f4ng vi\u1ec7c ph\u1ee5 , t\u00ecm ki\u1ebfm c\u00e1c c\u01a1 h\u1ed9i l\u00e0m vi\u1ec7c t\u1ef1 do ho\u1eb7c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng .<\/span><\/li>\n
  • X\u00f3a n\u1ee3: C\u1ed1 g\u1eafng tho\u00e1t kh\u1ecfi m\u1ecdi kho\u1ea3n n\u1ee3 l\u00e3i su\u1ea5t cao bao g\u1ed3m c\u1ea3 c\u00e1c kho\u1ea3n thanh to\u00e1n xe h\u01a1i v\u00e0 n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng. Tr\u1ea3 h\u1ebft n\u1ee3 c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, sau \u0111\u00f3 chuy\u1ec3n s\u1ed1 ti\u1ec1n \u0111\u00f3 v\u00e0o kho\u1ea3n ti\u1ebft ki\u1ec7m.\u00a0<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

    Mong mu\u1ed1n l\u00e0m ch\u1ee7 cu\u1ed9c s\u1ed1ng bao g\u1ed3m kh\u00eda c\u1ea1nh ti\u1ec1n b\u1ea1c, nhi\u1ec1u ng\u01b0\u1eddi \u0111ang ng\u00e0y c\u00e0ng n\u1ed7 l\u1ef1c \u0111\u1ec3 \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm.\u00a0 Th\u00f4ng \u0111i\u1ec7p h\u00e3y l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9, ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ec1n c\u1ee7a b\u1ea1n, ngh\u1ec9 h\u01b0u v\u00e0o kho\u1ea3ng 65 tu\u1ed5i, cu\u1ed1i c\u00f9ng b\u1ea1n c\u00f3 th\u1ec3 ngh\u1ec9 h\u01b0u […]<\/p>\n","protected":false},"author":13,"featured_media":151862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[37],"tags":[],"acf":[],"yoast_head":"\r\nFIRE - N\u1edf r\u1ed9 xu h\u01b0\u1edbng \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm - We are digital<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.aseansc.com.vn\/en\/fire-doc-lap-tai-chinh-nghi-huu-som\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"FIRE - N\u1edf r\u1ed9 xu h\u01b0\u1edbng \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm - We are digital\" \/>\r\n<meta property=\"og:description\" content=\"Mong mu\u1ed1n l\u00e0m ch\u1ee7 cu\u1ed9c s\u1ed1ng bao g\u1ed3m kh\u00eda c\u1ea1nh ti\u1ec1n b\u1ea1c, nhi\u1ec1u ng\u01b0\u1eddi \u0111ang ng\u00e0y c\u00e0ng n\u1ed7 l\u1ef1c \u0111\u1ec3 \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh, ngh\u1ec9 h\u01b0u s\u1edbm.\u00a0 Th\u00f4ng \u0111i\u1ec7p h\u00e3y l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9, ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ec1n c\u1ee7a b\u1ea1n, ngh\u1ec9 h\u01b0u v\u00e0o kho\u1ea3ng 65 tu\u1ed5i, cu\u1ed1i c\u00f9ng b\u1ea1n c\u00f3 th\u1ec3 ngh\u1ec9 h\u01b0u […]\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.aseansc.com.vn\/en\/fire-doc-lap-tai-chinh-nghi-huu-som\/\" \/>\r\n<meta property=\"og:site_name\" content=\"We are digital\" \/>\r\n<meta property=\"article:published_time\" content=\"2023-08-10T04:26:17+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.aseansc.com.vn\/en\/wp-content\/uploads\/sites\/3\/2023\/08\/12301251_4884618-scaled-1.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\r\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Pham Truong Hien Thuc\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Pham Truong Hien Thuc\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.aseansc.com.vn\/en\/fire-doc-lap-tai-chinh-nghi-huu-som\/\",\"url\":\"https:\/\/www.aseansc.com.vn\/en\/fire-doc-lap-tai-chinh-nghi-huu-som\/\",\"name\":\"FIRE - 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